129801584428516250_108⊙ Reporter Xiaohua Wang Dandan Li 0 edit 27th published a quarterly bulletin on the evening show of the ICBC, Bank reported net profit of 61.372 billion yuan in the first quarter of this year, an increase of 14%. 10.15% core capital adequacy, capital adequacy ratio 13.13%, meet regulatory requirements. Core capital ratios compared with last yearSlight increase at the end of. Quarterly Bulletin shows that ICBC's operating income of 131.017 billion yuan, an increase of 15.11%.
Which, net interest income continued to contribute most to revenue growth. Net interest income of 98.816 billion yuan, an increase of 15.74%, mainly due to the bearing rate of growth in assets and net interest income increased. Fees and Commission net income28.622 billion yuan, an increase of 10.39%.
Cost-income 24.36%. Net interest income rose to be expected. ICBC President Yang kaisheng annual report press conference is expected a few months ago, ICBC 70% again this year in the existing loan pricing, pricing standard benchmark interest rates during the last year, higher interest rates, loan proceeds will keep increasing. At the same time,36.8% deposits this year face repricing, but back in the deposit of the price of 80% is less than one year deposits.
Therefore, levels of net interest margin remained stable this year and rising. As at the end of the first quarter of this year, ICBC's total assets of $ 16,431,196,000,000 and $ 954.328 billion over the previous year, an increase of 6.17%. Customer loans and padsTotal amount of $ 8,158
tera power leveling,090,000,000, $ 369.193 billion over the previous year, an increase of 4.74%. $ 232.774 billion over the branches in the territory of which the Yuan loans, an increase of 3.31%. From the structural point of view, company loan 5,410,233,000,000, personal loan of $ 2,037,255,000
tera power leveling,000, $ 129.822 billion discount,Overseas loans and other 580.78 billion.
Credit deposit ratio is 63.71%. ICBC total liabilities $ 15,408,253,000,000 and $ 889.208 billion over the previous year, an increase of 6.12%. Customer deposits $ 12,615,281,000,000 and $ 354.062 billion over the previous year, an increase of 2.89%. From the structural point of view, regular$ 6,159,269
tera power leveling,000,000 deposit, demand deposits, $ 6,289,549,000,000, $ 166.463 billion other. In accordance with the five-tier loan classification, NPL balance is $ 72.819 billion, $ 192 million less than at the end of the previous year; bad loan ratio is 0.89%, the previous year fell by 0.05%; set aside coverage of 280.88%, At the end of last year to improve 13.96%; loans set aside rate for 2.51%. (Editors: Zhang Lei)
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